Frequently Asked Questions

Why didn’t I know about this?
There is a systemic gap that leaves most homeowners completely unaware. Counties are only required to send one notice to the last known address - usually the foreclosed property. Most former owners never receive it. That’s the reason we exist - we use a system to audit public foreclosure records nationwide to find people the system missed and connect them with money that is legally theirs.
 

Doesn’t the bank keep all the money?
The bank can only take what it is owed on the mortgage, nothing more. Any amount above the total debt is the surplus and that money rightfully belongs to the owner of the property at the time of the sale.

How did you find me?
We complete audits of public state and county records. We invest time and resources into databases we use to locate the rightful owners of these funds - or their heirs and beneficiaries.

How do I know this isn’t a scam?
We will never ask for upfront fees or any financial information. Our agreement is purely contingent on our success. We only earn a fee if we successfully recover funds. There is zero risk for homeowners.

Why do I need you? Can’t I do this myself?
Yes, you can do this yourself. What we offer is peace of mind and expertise. We handle the entire complex process from start to finish and cover all upfront costs. You get the benefit of expert representation without any of the risk or hassle.

What will it cost me?
We operate on a contingency basis. You pay nothing out of pocket. We advance all costs including attorney fees, filing fees, and research costs. Before signing any agreements, we will review your situation and give you a fair quote. If we don’t recover any funds, you don’t owe us anything. We absorb 100% of the financial risk.
 

I’ve gotten other calls about this. Why should I go with you?
The fact that you are receiving calls confirms the money is real. The reason people choose us is our commitment to transparency, integrity, and providing one of the best rates in the industry. Other companies may charge 30 - 40% or even more. We provide a legal team to handle the work for a fair fee, ensuring the maximum amount of recovered money ends up in your pocket.